Other Coverage for Clinic Owner

The following insurance package is specifically designed for TCM and Acupuncture clinic owners.
PROPERTY EXTENSION
  • - Stock Spoilage
  • - Building By-Laws
  • - Inflation Protection Endorsement
  • - Exterior Signs
  • - Peak Season Increase
  • - Fire Department Charges
  • - Fire Suppression Recharge Expense
  • - Exterior Glass
  • - Valuable Paper & Records
  • - Accounts Receivable
  • - Fine Arts (Max Any One Item $1,000)
  • - Debris Removal
  • - Arson Rewards
  • - Land & Water Pollution Cleanup
  • - Master Key
  • - Exhibition Insurance
  • - Personal Property of Officers & Employees
  • - Contents at Temporary Location
  • - Parcel Post
  • - Transit
  • - Condo Unit Owner Loss Assessment
  • - Condo Unit Owner Contingent
Broad Form (All Risks) Coverage, 90% Co-Insurance Clause, Replacement Cost included, $1,000 deductible
  • - Building (Limit available up to $1,000,000)
  • - Content of Every Description (Limit available up to $250,000)
  • - Newly Acquired Building
  • - Contents at Newly Acquired Location
  • - Sewer Backup
  • - Water Damage Limitation Endorsement
  • - Flood
  • - Earthquake
Business Interruption, Crime and Equipment Breakdown Insurance
  • - USINESS INTERRUPTION ● CRIME ● BOILER
  • - Business Income (Actual Loss Sustained)
  • - Professional Fees
  • - Extra Expense
  • - Board Form Money & Securities
  • - Equipment Breakdown
Commercial General Liability
  • - General Aggregate (Limit available up to $3,000,000)
  • - Occurrence Basic (Limit available up to $3,000,000)
  • - Medical Payment – Per Person
  • - Personal Injury & Advertising Injury
  • - Products & Completed Operation
  • - Contractual Liability
  • - Contingent Employers Liability
  • - Non-Owned Automobile
  • - Tenants Legal Liability
  • - Excess Liability (Limit available up to $3,000,000)